{"id":1206,"date":"2020-12-07T15:24:59","date_gmt":"2020-12-07T06:24:59","guid":{"rendered":"http:\/\/iwbs.org\/?p=1206"},"modified":"2020-12-07T15:49:19","modified_gmt":"2020-12-07T06:49:19","slug":"%eb%af%bf%ec%9d%84-%ec%88%98-%ec%97%86%ec%9c%bc%eb%8b%88-%eb%af%bf%ec%a7%80-%eb%aa%bb%ed%95%9c%eb%8b%a4","status":"publish","type":"post","link":"http:\/\/iwbs.org\/?p=1206","title":{"rendered":"\ubbff\uc744 \uc218 \uc5c6\uc73c\ub2c8, \ubbff\uc9c0 \ubabb\ud55c\ub2e4?"},"content":{"rendered":"\n<p class=\"has-text-align-right\"><span class=\"has-inline-color has-vivid-cyan-blue-color\">&#8211; \uc774\uad6d\uc9c4<\/span><\/p>\n\n\n\n<p>\uadf8\ub7f0\ub370 \uc6b0\ub9ac\uac00 \uc11c\ub85c\ub97c \ubbff\uc9c0 \ubabb\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc778\uac00? \ub0a8\ud3b8\uc744 \ubbff\uc9c0 \ubabb\ud558\uace0, \uc790\ub140\ub4e4\uc744 \ubbff\uc9c0 \ubabb\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc778\uac00? \uadf8\uac83\uc740 \ub2e8\uc21c\ud558\ub2e4. \ubbff\uc744 \uc218 \uc5c6\uc73c\ub2c8, \ubbff\uc9c0 \ubabb\ud558\ub294 \uac83\uc774\ub2e4. \uc2e0\ub8b0\ub97c \ud558\uac8c\ub054 \ud589\ub3d9\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc744 \uc6b0\ub9ac\uac00 \uc5b4\ub5bb\uac8c \ubbff\uc744 \uc218 \uc788\ub294\uac00? \uc774\uac83\uc774 \uc6b0\ub9ac\uc758 \ubb38\uc81c\uc774\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7f0\ub370, \uc131\uacbd\uc740 \uc774\ub807\uac8c \uae30\ub85d\ud55c\ub2e4. \u201c<span class=\"has-inline-color has-cyan-bluish-gray-color\">\uc0ac\ub791\uc740 \ubaa8\ub4e0 \uac83\uc744 \ubbff\uc73c\uba70.<\/span>\u201d<\/p>\n\n\n\n<p>\ubaa8\ub4e0 \uac83\uc744 \ubbff\ub294\ub2e4\uace0 \ud558\ub294 \uac83\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \ubbff\uc744 \uc218 \uc788\ub294 \uac83, \ub4ec\uc9c1\ud55c \uac83, \uc2e0\ub8b0\ud560 \ub9cc\ud55c \uac83\ub9cc \ubbff\uace0, \ubbff\uc744 \uc218 \uc5c6\ub294 \uac83\uc740 \ubbff\uc9c0 \ub9d0\ub77c\uace0 \uad8c\uba74\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ubaa8\ub4e0 \uac83\uc744 \ubbff\ub294\ub2e4\uace0 \ud55c\ub2e4. \u201c\ubbff\uc74c\uc740 \ubbff\uc744 \uc218 \uc5c6\ub294 \uac83\uc744 \ubbff\ub294 \uac83\u201d\uc774\ub77c\uace0 \ud588\ub358 G. K. \uccb4\uc2a4\ud130\ud1a4\uc758 \ub9d0\ucc98\ub7fc, \ubbff\uc74c\uc740 \ubbff\uc744 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \ubbff\uc5b4\uc57c \ud55c\ub2e4. \ub0b4\uac00 \uae30\ubd84\uc774 \uc88b\uc73c\uba74 \ubbff\uace0, \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \ubbff\uc9c0 \uc54a\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ud56d\uc0c1 \ubbff\uc5b4\uc57c \ud55c\ub2e4\uace0 \ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\n<ins class=\"adsbygoogle\" style=\"display:block; text-align:center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-4958150775084010\" data-ad-slot=\"7315841523\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<p><\/p>\n\n\n\n<p>\uadf8\ub7f0\ub370 \uc774 \ub9d0\uc740 \uc6b0\ub9ac\uc758 \ubbff\uc74c\uc774 \ub9f9\ubaa9\uc801\uc774\uc5b4\uc57c \ud55c\ub2e4\ub294 \ub73b\uc740 \uc544\ub2c8\ub2e4. \uc0ac\ub791\uc740 \ubd88\uc758\ub97c \uae30\ubed0\ud558\uc9c0 \uc544\ub2c8\ud558\uba70, \uc9c4\ub9ac\uc640 \ud568\uaed8 \uae30\ubed0\ud55c\ub2e4\ub294 \uc0ac\ub791\uc758 10\ubc88\uc9f8\uc640 11\ubc88\uc9f8 \uc815\uc758\ub294 \uc6b0\ub9ac\uc758 \uc0ac\ub791\uc774 \ub9f9\ubaa9\uc801\uc774\uc5b4\uc11c\ub294 \uc548 \ub428\uc744 \uacbd\uacc4\uc2dc\ud0a4\uace0 \uc788\ub2e4. \ub9f9\ubaa9\uc801\uc73c\ub85c \ubb34\uc870\uac74 \ubbff\uc5b4\uc57c \ud558\ub294 \uac83\uc774 \uc544\ub2cc\ub370, \uc0ac\ub791\uc758 13\ubc88\uc9f8 \uc815\uc758\ub294 \ubbff\ub294 \uac83\uc774 \uc0ac\ub791\uc774\ub77c\uace0 \ub9d0\ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc131\uacbd\uc5d0\ub294 \ubbff\uc73c\ub77c\ub294 \ub9d0\ub9cc \uc788\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc758\uc2ec\ud558\ub77c\ub294 \ub9d0\ub3c4 \uc788\ub2e4.<\/p>\n\n\n\n<p><span class=\"has-inline-color has-cyan-bluish-gray-color\">\uc0ac\ub791\ud558\ub294 \uc790\ub4e4\uc544. \uc601\ub4e4\uc744 \ub2e4 \ubbff\uc9c0 \ub9d0\uace0, \uc624\uc9c1 \uc601\ub4e4\uc774 \ud558\ub098\ub2d8\uaed8 \uc18d\ud558\uc600\ub098 \uc2dc\ud5d8\ud558\ub77c. \ub9ce\uc740 \uac70\uc9d3 \uc120\uc9c0\uc790\uac00 \uc138\uc0c1\uc5d0 \ub098\uc654\uc74c\uc774\ub2c8\ub77c (\uc694\ud55c\uc77c\uc11c 4:1)<\/span><\/p>\n\n\n\n<p><span class=\"has-inline-color has-cyan-bluish-gray-color\">\uadf8\ub54c\uc5d0 \uc0ac\ub78c\uc774 \ub108\ud76c\uc5d0\uac8c \ub9d0\ud558\ub418, \ubcf4\ub77c \uadf8\ub9ac\uc2a4\ub3c4\uac00 \uc5ec\uae30 \uc788\ub2e4, \ubcf4\ub77c \uc800\uae30 \uc788\ub2e4 \ud558\uc5ec\ub3c4 \ubbff\uc9c0 \ub9d0\ub77c. (\ub9c8\uac00\ubcf5\uc74c 13:21\/\ub9c8\ud0dc\ubcf5\uc74c 24:26)<\/span><\/p>\n\n\n\n<p><span class=\"has-inline-color has-vivid-cyan-blue-color\">\uc6b0\ub9ac\uac00 \ubaa8\ub4e0 \uac83\uc744 \ubbff\uc744 \uc218 \uc5c6\ub294 \uc774\uc720\ub294 \uc0ac\ub791\uc744 \ud574\uc57c\ud558\ub294 \ub098 \uc790\uc2e0(\uc8fc\uccb4)\uc774 \ubd88\uc644\uc804\ud55c \ub54c\ubb38\uc774\uae30\ub3c4 \ud558\uc9c0\ub9cc, \uc774 \uc138\uc0c1\uc5d0 \uc6b0\ub9ac\uac00 \ubbff\uc5b4\uc11c\ub294 \uc548 \ub418\ub294 \uac83\ub4e4(\uac1d\uccb4)\uc774 \ub108\ubb34\ub098\ub3c4 \ub9ce\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>. \uadf8\ub7ec\ubbc0\ub85c \uc544\ubb34 \uac83\uc774\ub098 \uc123\ubd88\ub9ac \ubbff\uc5b4\uc11c\ub3c4 \uc548 \ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc885\uc885 \uad50\ud68c \ub0b4\uc5d0\uc11c \uc131\ub3c4\ub4e4\uc758 \uc0ac\ub791\uacfc \ubbff\uc74c\uc744 \uc545\uc6a9\ud574\uc11c \uc0ac\uae30 \ud589\uac01\uc744 \ubc8c\uc774\ub294 \uc0ac\uac74\ub4e4\uc774 \ubc1c\uc0dd\ud55c\ub2e4. \uc5b4\ub838\uc744 \ub54c \uc885\uc885 \ub4e4\uc5c8\ub358 \uc774\uc57c\uae30\uac00 \uc788\ub2e4. \uc5b4\ub5a4 \uc0c8\ub85c\uc6b4 \uad50\uc778\uc774 \uad50\ud68c\uc5d0 \ucd9c\uc11d\ud558\uae30 \uc2dc\uc791\ud558\uc600\ub294\ub370, \uc544\uc8fc \uc0ac\ub78c\uc774 \uc88b\uace0 \uc2f9\uc2f9\ud558\uace0, \uce5c\uc808\ud588\ub2e4. \uadf8\ub7f0\ub370 \uc5bc\ub9c8 \ub4a4\uc5d0 \uadf8 \uc0ac\ub78c\uc774 \uac11\uc790\uae30 \uc0ac\ub77c\uc84c\ub2e4\ub294 \uac83\uc774\ub2e4. \ub098\uc911\uc5d0 \uc0b4\ud3b4\ubcf4\ub2c8, \uadf8 \uc0ac\ub78c\uc740 \ub300\ubd80\ubd84\uc758 \uad50\uc6b0\ub4e4\uc5d0\uac8c \ub3c8\uc744 \ub9ce\uc774 \ube4c\ub824\uc11c \uc7a0\uc801\ud574\ubc84\ub9b0 \uac83\uc774\ub2e4. \uadf8 \uc0ac\ub78c\uc744 \ucc3e\uc73c\ub824 \ud558\ub2c8, \uc0ac\uc9c4\uc744 \uac19\uc774 \ucc0d\uc5b4\ub193\uc740 \uac83\ub3c4 \uc5c6\uace0, \ub204\uad6c\ud558\ub098 \uc778\uc801\uc0ac\ud56d\uc744 \uc81c\ub300\ub85c \uc544\ub294 \uc0ac\ub78c\ub3c4 \uc5c6\uc5c8\ub2e4\ub294 \uac83\uc774\ub2e4. \uc774\ub7f0 \uc774\uc57c\uae30\ub294 \uc61b\ub0a0\uc5d0\ub9cc \uc788\uc5c8\ub358 \uc774\uc57c\uae30\uac00 \uc544\ub2c8\ub77c, \uc9c0\uae08\ub3c4 \uc2ec\uc2ec\uce58 \uc54a\uac8c \ub4e4\ub824\uc624\ub294 \uc774\uc57c\uae30\uc774\ub2e4. \uc0ac\ub78c\uc744 \uc27d\uac8c \ubbff\uc5b4\uc8fc\ub294 \uad50\uc778\ub4e4\ucc98\ub7fc \uc0ac\uae30\ud589\uac01\uc744 \ubc8c\uc774\uae30 \uc26c\uc6b4 \ub300\uc0c1\ub3c4 \uc5c6\ub2e4. \uadf8\ub798\uc11c \uad50\ud68c \uc548\uc5d0 \ub4e4\uc5b4\uc624\ub294 \uac00\uc9dc\ub4e4\uc774 \ub9ce\uc774 \uc788\ub2e4\ub294 \uac83\uc740 \ub180\ub77c\uc6b4 \uc77c\uc774 \uc544\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc0ac\uc2e4 \uc0ac\ub78c\ub4e4\uc758 \uc2e0\ub8b0\ub97c \uc545\uc6a9\ud558\uc5ec \uc0ac\uae30\ub97c \ubc8c\uc774\ub294 \uac83\uc740 \uc6b0\ub9ac \uc8fc\ubcc0\uc5d0 \ub108\ubb34\ub098 \ub9ce\uc774 \uc788\ub2e4. 156\uac1c\uc6d4 \ub3d9\uc548 \ub2e8 5\uac1c\uc6d4\ub9cc\uc758 \uc190\uc2e4\uc744 \uae30\ub85d\ud558\uc5ec \uacbd\uc774\uc801\uc778 \ud22c\uc790\uc790\ub85c \uc774\ub984\uc744 \ub0a0\ub9b0 \uba54\uc774\ub3c4\ud504(Madoff)\ub77c\ub294 \uc0ac\ub78c\uc740 \uc0ac\ub78c\ub4e4\ub85c\ubd80\ud130 \ud22c\uc790\uae08\uc744 \ubaa8\uc544 \ub2e4\ub2e8\uacc4 \uc0ac\uae30(Ponzi Scheme)\ub97c <sup><a href=\"#footnote_1_1206\" id=\"identifier_1_1206\" class=\"footnote-link footnote-identifier-link\" title=\"\ub2e4\ub2e8\uacc4 \uae08\uc735\uc0ac\uae30\ubc29\ubc95\uc73c\ub85c \uc774\ud0c8\ub9ac\uc544 \ucd9c\uc2e0\uc758 \uc774\ubbfc\uc790 \ud380\uc9c0(Ponzi)\ub77c\ub294 \uc0ac\ub78c\uc774 \uc2dc\ub3c4\ud588\ub2e4\uace0 \ud574\uc11c \ubd99\uc5ec\uc9c4 \uc774\ub984\uc774\ub2e4. \ud22c\uc790\uc790\ub4e4\ub85c\ubd80\ud130 \ubaa8\uc740 \ub3c8\uc73c\ub85c \uc2e4\uc81c\uc801\uc778 \ud22c\uc790\ub97c \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ub2e8\uc9c0 \ub354 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc744 \ubaa8\uc544\uc11c \uc774\uc804\uc758 \ud22c\uc790\uae08\uc561\uc5d0 \ub300\ud55c \uc774\uc790\ub97c \uc9c0\uae09\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c, \ud22c\uc790\uc790\ub4e4\uc744 \ub9ce\uc774 \ubaa8\uc73c\uba74 \ubaa8\uc744\uc218\ub85d \uc774 \ubc29\ubc95\uc740 \uacc4\uc18d \ub420 \uc218 \uc788\uc9c0\ub9cc, \uc5b4\ub290 \ud55c\uacc4\uc5d0 \ub2e4\ub2e4\ub77c \ub354 \uc774\uc0c1 \uc774\uc804\uc758 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc774\uc790\ub97c \uc81c\uacf5\ud558\uac70\ub098 \uc6d0\uae08\uc744 \uac1a\uc544\ub098\uac08 \uc218 \uc788\uc744 \ub9cc\ud07c\uc758 \ud6c4\uc18d \ud22c\uc790\uc790\ub4e4\uc744 \ubaa8\uc73c\uc9c0 \ubabb\ud558\uba74, \ubaa8\ub4e0 \ud22c\uc790\uc790\ub4e4\uc774 \ub3c8\uc744 \uc783\uac8c \ub418\ub294 \uc0ac\uae30\ubc29\ubc95\uc774\ub2e4.\">1<\/a><\/sup> \ubc8c\uc774\ub2e4\uac00, \ucd5c\uadfc \ubc1c\uac01\ub418\uc5b4 \ubb38\uc81c\uac00 \ub418\uc5c8\ub2e4. \uba54\uc774\ub3c4\ud504\ub294 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\ub85c\ubd80\ud130 \ud22c\uc790\uae08\uc744 \ubc1b\uc544\uc11c, \uc774\uc804\uc5d0 \ud22c\uc790\ud588\ub358 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc774\uc790\ub97c \uc81c\uacf5\ud558\uace0, \uadf8\ub7ec\ud55c \uc774\ub4dd\uc744 \ubcf8 \uc0ac\ub78c\ub4e4\uc5d0 \uc758\ud558\uc5ec \ub2e4\uc2dc \ud22c\uc790\uc790\ub4e4\uc744 \ubaa8\uc73c\uba74\uc11c, \uc5c4\uccad\ub09c \uaddc\ubaa8\ub85c \ud380\uc9c0(Ponzi) \uc0ac\uae30\ub97c \ubc8c\uc600\ub2e4\uac00, \ucd5c\uadfc\uc5d0 \ub354 \uc774\uc0c1 \ubc1c\uac01\ub418\uace0 \ub9d0\uc558\ub2e4. \uadf8\uac00 \ud589\ud55c \ub2e4\ub2e8\uacc4 \uae08\uc735\uc0ac\uae30\uc5d0 \uc758\ud55c \ud53c\ud574 \uaddc\ubaa8\uac00 \ud604\uc7ac\uae4c\uc9c0 \ubc1d\ud600\uc9c4 \uac83\ub9cc \ud574\ub3c4 500\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uac00 \ub418\uace0, \uc804 \uc138\uacc4\uc758 \uc720\uc218\ud55c \uae08\uc735\uae30\uad00\ub4e4\uc774 \ub300\ubd80\ubd84 \ub2e4 \ub2f9\ud588\ub2e4\uace0 \ud558\ub2c8, \ucc38\uc73c\ub85c \ub180\ub77c\uc6b8 \ubfd0\uc774\ub2e4. \uadf8\ub294 \uc790\uc120\uac00\ub85c\uc11c \uc774\ub984\uc744 \ub0a0\ub9b0 \uc0ac\ub78c\uc73c\ub85c, \uc774\ub7f0 \ud589\uac01\uc774 \ubc1d\ud600\uc9c0\uae30 \uc804\uae4c\uc9c0\ub294 \uac00\uc7a5 \ub9c8\uc74c\uc774 \ub108\uadf8\ub7ec\uc6b4 \uc790\uc120 \uc0ac\uc5c5\uac00\ub85c \uc54c\ub824\uc84c\ub2e4\uace0 \ud558\ub2c8, \uacfc\uc5f0 \uc6b0\ub9ac\uac00 \ub204\uad6c\ub97c \uc2e0\ub8b0\ud560 \uc218 \uc788\uc744 \uac83\uc778\uac00 \uc9c8\ubb38\uc744 \ub358\uc9c0\uac8c \ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uc138\uc0c1\uc5d0 \ubbff\uc9c0 \ubabb\ud560 \uc0ac\ub78c\uc774 \ub108\ubb34\ub098\ub3c4 \ub9ce\uace0, \ub610\ud55c \uc131\uacbd\uc5d0\uc11c\uc870\ucc28 \u201c\uc601\uc744 \ub2e4 \ubbff\uc9c0 \ub9d0\ub77c\u201d \uad8c\uba74\ud558\uace0 \uc788\ub294\ub370, \ubaa8\ub4e0 \uac83\uc744 \ubbff\uc5b4\uc57c \uc0ac\ub791\uc774\ub77c\uace0 \ud55c \ub9d0\uc500\uc744 \uc5b4\ub5bb\uac8c \uc774\ud574\ud574\uc57c \ud560\uae4c?<\/p>\n\n\n\n<p><a href=\"http:\/\/iwbs.org\/?p=328\">* \ubaa9\ucc28\ub85c \ub3cc\uc544\uac00\uae30<\/a><\/p>\n\n\n\n<p>* \ub2e4\uc74c \uae00 \uc77d\uae30 \u2013\u00a0<a href=\"http:\/\/iwbs.org\/?p=1211\" data-type=\"post\" data-id=\"1211\">\ubaa8\ub4e0 \uc0ac\ub78c\uc744 \ubb34\uc870\uac74 \ub2e4 \ubbff\uc744 \uc218\ub294 \uc5c6\ub2e4<\/a><\/p>\n\n\n\n<p>* \uc774\uc804 \uae00 \uc77d\uae30 \u2013&nbsp;<a href=\"http:\/\/iwbs.org\/?p=1202\">\ud034\uc988\uc1fc<\/a><\/p>\n<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_1206\" class=\"pvc_stats all  \" data-element-id=\"1206\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/iwbs.org\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p><div class=\"pvc_clear\"><\/div><ol class=\"footnotes\"><li id=\"footnote_1_1206\" class=\"footnote\">\ub2e4\ub2e8\uacc4 \uae08\uc735\uc0ac\uae30\ubc29\ubc95\uc73c\ub85c \uc774\ud0c8\ub9ac\uc544 \ucd9c\uc2e0\uc758 \uc774\ubbfc\uc790 \ud380\uc9c0(Ponzi)\ub77c\ub294 \uc0ac\ub78c\uc774 \uc2dc\ub3c4\ud588\ub2e4\uace0 \ud574\uc11c \ubd99\uc5ec\uc9c4 \uc774\ub984\uc774\ub2e4. \ud22c\uc790\uc790\ub4e4\ub85c\ubd80\ud130 \ubaa8\uc740 \ub3c8\uc73c\ub85c \uc2e4\uc81c\uc801\uc778 \ud22c\uc790\ub97c \ud558\ub294 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footnote-back-link\">&#8617;<\/a>]<\/span><\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>&#8211; \uc774\uad6d\uc9c4 \uadf8\ub7f0\ub370 \uc6b0\ub9ac\uac00 \uc11c\ub85c\ub97c \ubbff\uc9c0 \ubabb\ud558\ub294 \uc774\uc720\uac00 \ubb34\uc5c7\uc778\uac00? \ub0a8\ud3b8\uc744 \ubbff\uc9c0 \ubabb\ud558\uace0, \uc790\ub140\ub4e4\uc744 \ubbff\uc9c0 \ubabb\ud558\ub294<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_1206\" class=\"pvc_stats all  \" data-element-id=\"1206\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"http:\/\/iwbs.org\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[175],"tags":[442,570],"class_list":["post-1206","post","type-post","status-publish","format-standard","hentry","category-175","tag-442","tag-570"],"_links":{"self":[{"href":"http:\/\/iwbs.org\/index.php?rest_route=\/wp\/v2\/posts\/1206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/iwbs.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/iwbs.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/iwbs.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/iwbs.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1206"}],"version-history":[{"count":3,"href":"http:\/\/iwbs.org\/index.php?rest_route=\/wp\/v2\/posts\/1206\/revisions"}],"predecessor-version":[{"id":1214,"href":"http:\/\/iwbs.org\/index.php?rest_route=\/wp\/v2\/posts\/1206\/revisions\/1214"}],"wp:attachment":[{"href":"http:\/\/iwbs.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/iwbs.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1206"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/iwbs.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}